Flexible financing for your outdoor living space
Don't put off the privacy fence, custom patio, or deck upgrade you need today. Through our partnership with Hearth, Southern Patio Decks And Fences makes it easy to finance your project with affordable monthly payments, 0% interest options based on credit, and approvals within 60 seconds.
Financing options and plan details
| Plan feature | Details |
|---|---|
| Financing partner | Hearth |
| Interest options | Starting at 0% APR (subject to credit) |
| Approval decision time | As fast as 60 seconds |
| Credit impact to check rates | No impact on your credit score |
Explore clear and convenient loan terms designed to fit your monthly budget. Review the details below to see how easy it is to bring your backyard plans to life.
| Eligible project | Financing availability |
|---|---|
| Custom wood & composite decks | Full project financing |
| Patio covers & pergolas | Full project financing |
| Wood & privacy fencing | Full project financing |
| Complete outdoor living upgrades | Full project financing |
| Application process | What to expect |
|---|---|
| Step 1: Check your rates | Fill out a fast online pre-qualification form |
| Step 2: Choose your monthly plan | Pick comfortable monthly payment terms |
| Step 3: Quick funding | Receive project funding in 2 to 7 days |
| Step 4: Build your project | We begin your deck, patio, or fence build |
Apply for project financing online
Ready to start your custom deck, fence, or patio build? Complete our secure online financing application through Hearth to check your pre-qualified rates and monthly payment options in minutes without affecting your credit score.
Ready to build without the financial stress?
If you need an outdoor project completed but finances are tight right now, we are here to help. Get in touch with our Youngsville team today to discuss financing options, ask questions, or request your free project estimate.